Financing gives you options but is never required. You can always pay now — but we also give you the option to pay over time.
Up to 18 months special financing on repairs. Up to 72 months special financing on new system installations. Financing is subject to credit approval.
Apply NowFor AC repairs, heating fixes, tune-ups, and component replacements.
For full system replacements, new installations, and major upgrades.
*The Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 72 months apply to qualifying purchases of $5000 or more charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF). Offer expires 12/31/2026
**Monthly payment is based on purchase price alone excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment.
Fixed monthly payments with a predictable schedule. A great option for customers who want manageable payments on a new system.
**Monthly payment is based on purchase price alone, excluding taxes. Credit purchases subject to credit approval. Other transactions may affect the monthly payment.
***The Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $720 or more charged with approved credit. The special terms APR of 9.90% will apply to the qual- ifying purchase, and 70 monthly payments equal to 1.90% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no ad- ditional charges are or will be added to the account. Because actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfar- go.com/plccterms (PDF). Offer expires 12/31/2026.
Don’t Want to Finance?
We also offer an alternative to traditional financing — a subscription-style comfort plan through Palmetto that covers a new high-efficiency heat pump system with no large upfront cost. Ask your technician or comfort advisor for details.
*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. For new accounts, the APR for Purchases is 29.99%. Minimum interest charge is $1.00. This information is subject to change.
No Interest if Paid in Full plans: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
9.90% APR plan: Fixed monthly payments required during the promotional period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions.
72 Months 0% APR plan: Available on new system installations $5,000 and above. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.

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