WELLS FARGO HVAC FINANCING OPTIONS
Servicing Greenville, Greer, Taylors, Simpsonville, SC & Surrounding Areas
Install Now. Pay Monthly — 0% APR for 72 Months*
Your comfort shouldn’t have to wait. Sanders Heating & Cooling offers special 0% APR financing for 72 months with approved credit through the Wells Fargo Home Projects® credit card — so you can install your new system today and pay over time with affordable monthly payments.
What You Get:
• 0% APR for 72 Months on qualifying purchases
• Monthly payments as low as $135/month
• No hidden fees and no prepayment penalties
• Easy, fast application process apply from your phone or email
This is our most popular financing option but other plans may be available based on your system and budget needs.
How It Works:
• We send you a secure application link via email or text.
• Apply online in minutes through Wells Fargo’s portal.
• Get an instant credit decision (in most cases).
• Finalize your project we’ll get your new system installed and submit the financing paperwork.
• Pay monthly over 6 years with no interest charges if payments are made as agreed.
Emergency HVAC Repairs?
Affordable Financing Available with Approved Credit
We understand that emergency repairs often come without warning or room in the budget. That’s why we offer quick, flexible financing for HVAC repairs, with two of our most customer friendly options shown below.
YOUR OPTIONS:
(A) 12 Months – No Interest If Paid In Full*
• Pay no interest if balance is paid off within 12 months
• Minimum monthly payment required (3.5% of balance; $40 min.)
• Best for moderate repairs with a short payoff goal
Example: $1,500 repair = $53/month minimum payment
(B) 9.90% APR – Up to 70 Months*
• Fixed monthly payments using a 1.90% payment factor
• Available on repairs over $1,000
• Great option for larger or unexpected repair needs
Example: $3,000 repair = approx. $57/month
How It Works:
• Our Service Support Coordinator will email or text you a secure credit application.
• Apply online and get a fast decision from Wells Fargo.
• Approve the repair quote, sign digitally, and we’ll get to work.
• Funds are finalized after your repair is complete and you begin easy monthly payments.
Need something different? Additional financing plans may be available depending on the repair and your credit approval. Our team will help find the best fit for you.
Disclosures:
Install Financing – 0% APR Plan:
The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 72 months apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees. For new accounts, the APR for Purchases is 29.99%. Minimum interest charge is $1.00. This information is subject to change. For current information, visit wellsfargo.com/plccterms. Offer expires 12/31/25.
Repair Financing – Deferred Interest Plan (Option A):
The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an EqualHousing Lender. Special terms apply to qualifying purchases charged with approved credit.Minimum monthly payments are required during the promotional (special terms) period.
However, paying only the minimum monthly payment will not pay off the purchase balancebefore the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases (29.99%). Minimum interest charge is $1.00. This information is subject tochange. Offer expires 12/31/25.
Repair Financing – 9.90% APR Plan (Option B):
The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.90% will apply until all qualifying purchases are paid in full. Regular
monthly payments are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees. For new accounts, the APR for Purchases is 29.99%. Minimum interest charge is $1.00. Offer expires 12/31/25.